Credit Risk Strategy Analyst - Jakarta, Indonesia - Grab
Deskripsi
Job Description:
Life at Grab
At Grab, every Grabber is guided by The Grab Way, which spells out our mission, how we believe we can achieve it, and our operating principles - the 4Hs: Heart, Hunger, Honour and Humility.
These principles guide and help us make decisions as we work to create economic empowerment for the people of Southeast Asia.
Get to know our Team:
The OVO Credit Risk & Collections team is a young/established/longstanding team responsible for
- Formulate and implement the credit risk framework for new programs.
- Work with regional risk, data scientists and other functions to deep dive on core credit issues and prioritize business and risk needs. Also work closely with commercials to drive various initiatives to achieve business goals.
- Review and validate credit score model and policy performance, uncover insights and/or identify targeted areas for improvements
- Assist in automating the credit decision process including Credit Decision Engine implementation and monitor the portfolio performance and ensure sound credit portfolio quality.
- Prepare and present the portfolio insights/strategy to key stakeholders
Get to know the Role:
The Day-to-Day Activities:
- You will process big data for consumer lending
- You develop a portfolio monitoring dashboard with Data Engineer and Data Analytics team
- You are responsible for portfolio management number in your product portfolio and monitor early warning indicators
- You support lending pillar initiatives
- You make an impact by making suggestions through analysis and logics to accelerate portfolio growth
The Must-Haves:
- You have Heart, Hunger, Honour and Humility
- You have experience with data processing tools
- You are experienced in lending consumer
- You showcase your inputs and risk control for a better lending OKR number
- You have some/strong/extensive working knowledge of consumer needs and behavior
The Nice-to-Haves:
- You have experience with analytical tools such as SQL Query, Python etc is desired
Our Commitment
We recognize that with these individual attributes come different workplace challenges, and we will work with Grabbers to address them in our journey towards creating inclusion at Grab for all Grabbers.
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