- Conduct creditworthiness analysis for SME (Small and Medium Enterprise) clients based on financial statements, cash flow, and supporting documents.
- Verify customer data and perform on-line calls or on-site business visits when required.
- Prepare credit analysis reports and credit proposals, including approval or rejection recommendations.
- Monitor existing credit portfolios and identify potential risks or early warning signs.
- Ensure credit assessment processes comply with internal policies, procedures, and regulations.
- Conduct periodic reviews of borrower performance and business conditions.
- Coordinate with business, product, risk management, and other teams.
- Bachelor's degree from reputable universities.
- Minimum 1–3 years of experience as a Credit Analyst, preferably in the SME segment.
- Strong understanding of financial statement analysis, cash flow analysis, and credit risk management.
- Excellent analytical skills with strong attention to detail.
- Ability to work independently and collaboratively within a team.
- Strong communication and report-writing skills.
- Proficient in Microsoft Excel and Google suites.
- Experience in banking, multifinance, or fintech industries.
- Knowledge of local financial regulations (e.g., OJK or relevant regulatory bodies).
- Relevant certifications in credit analysis or risk management.
-
Join a top international bank in Jakarta as a Senior Credit Analyst leveraging your analytical & financial skills in a collaborative environment. · Develop credit risk strategies for large corporate clients while working with experienced teams. · This role offers an excellent pla ...
Jakarta Metropolitan Area1 bulan yang lalu
-
Maintain credit risk within appropriate and acceptable parameters to protect the bank from losses. · ...
Jakarta Metropolitan Area3 minggu yang lalu
-
Business Function · Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exc ...
Jakarta Metropolitan Area1 hari yang lalu
-
Bank Sahabat Sampoerna is looking for an · Auditor Credit (FI & Wholesale Business Audit) · who will be responsible for. · ...
Jakarta Metropolitan Area3 minggu yang lalu
-
Melakukan pemasaran dan akuisisi debitur untuk produk ABF/Trucking serta menjaga hubungan baik dengan debitur dan mitra bisnis. · ...
Jakarta Metropolitan Area1 bulan yang lalu
-
We are building the future of financial services that are fast cheap and widely accessible wrapped up in a beautiful UX. As we are growing bigger we are looking for a young and passionate individual for a role of Portfolio Risk Analytics Manager to be an integral part of Risk & A ...
Jakarta Metropolitan Area1 bulan yang lalu
-
Bank Sahabat Sampoerna is looking for a Rehabilitation & Analyst Officer who will be responsible for conducting proof calls to SME debtors, reviewing and analyzing restructuring credit proposals, coordinating with PICs/branches and preparing control logs and periodic reports. · ...
Jakarta Metropolitan Area1 bulan yang lalu
-
We are currently seeking an experienced professional to join this team for the role of AVP Risk Analyst to support International Mid-Market, Corporate and Institutional Banking. · Improve credit quality and thereby reduce potential loss to the Bank through a focused and independe ...
Jakarta Metropolitan Area1 bulan yang lalu
-
As a Data Scientist you'll be part of a team that is working on cutting edge machine learning models. · ...
Jakarta Metropolitan Area1 minggu yang lalu
-
About Amartha · Amartha is a technology company focused on creating shared prosperity by developing digital financial solutions for the grassroots economy. Founded in 2010 as a microfinance institution, Amartha connects rural, women-led micro-enterprises with affordable capital. ...
Jakarta Metropolitan Area $30,000 - $50,000 (USD) per tahun1 hari yang lalu
-
SOLUSIKU is a fast-growing P2P Lending platform committed to providing innovative and responsible financial solutions. We are looking for an experienced Senior Data Analyst to join our growing fintech team and play a key role in strengthening data-driven decision making, credit r ...
Jakarta Metropolitan Area Rp180.000.000 - Rp320.000.000 (IDR) per tahun5 hari yang lalu
-
As a Data Scientist you'll be part of a team that is working on cutting edge machine learning models. You will work side by side with Analysts and Machine Learning Engineers and take full ownership of your work – from the initial idea-generation phase to the implementation of the ...
Jakarta Metropolitan Area Rp180.000.000 - Rp420.000.000 (IDR) per tahun10 jam yang lalu
-
At Kredivo we are building the future of financial services that are fast, cheap and widely accessible, wrapped up in a beautiful UI/UX. As we are growing bigger, we are looking for young and passionate individual with data-oriented decision mindset to be an integral part of Risk ...
Jakarta Metropolitan Area21 jam yang lalu
-
About Amartha · At Amartha, we empower micro-businesses across Indonesia, enabling growth and equal prosperity. We've supported over 2.7 million entrepreneurs—mostly women—by disbursing IDR 22.8 trillion in funding. As we step into 2025, Amartha is evolving into a technology-driv ...
Jakarta Metropolitan Area1 hari yang lalu
-
IIX seeks an experienced AVP, Credit Portfolio Management who will support the credit process for IIXs lending products. · ...
Jakarta Metropolitan Area1 bulan yang lalu
-
+We are looking for an Investment Analyst / Senior Analyst to be based in Jakarta. You will support the investment team across all stages of the investment lifecycle, from deal sourcing to portfolio management and exits. · +Bachelor's degree (or higher) in Business/Finance or rel ...
Jakarta Metropolitan Area1 bulan yang lalu
SME Credit Analyst - Jakarta Metropolitan Area - Kredivo Group
Deskripsi
At Kredivo, we are transforming access to credit by combining technology, data, and strong risk management. We are looking for an SME Credit Analyst who is passionate about understanding business fundamentals, analyzing financial performance, and making sound credit decisions.In this role, you will be responsible for evaluating SME customers through financial and cash flow analysis, assessing creditworthiness, and identifying potential risks within the portfolio. You will work closely with cross-functional teams to ensure responsible lending while supporting sustainable business growth.
Responsibilities
-
Senior Credit Analyst
Hanya untuk anggota terdaftar Jakarta Metropolitan Area
-
Credit Risk Management Analyst
Hanya untuk anggota terdaftar Jakarta Metropolitan Area
-
Sr. Associate, Credit Analyst Specialist, Midcap Banking
DBS Bank- Jakarta Metropolitan Area
-
Auditor Credit
Hanya untuk anggota terdaftar Jakarta Metropolitan Area
-
Account Officer
Hanya untuk anggota terdaftar Jakarta Metropolitan Area
-
Portfolio Analytics Manager
Hanya untuk anggota terdaftar Jakarta Metropolitan Area
-
Rehabilitation & Analyst Officer
Hanya untuk anggota terdaftar Jakarta Metropolitan Area
-
AVP Risk Analysis Unit International Mid-Market
Hanya untuk anggota terdaftar Jakarta Metropolitan Area
-
Senior Data Scientist
Hanya untuk anggota terdaftar Jakarta Metropolitan Area
-
Credit Risk Intern
Amartha Financial- Jakarta Metropolitan Area
-
Senior Data Analyst
Hanya untuk anggota terdaftar Jakarta Metropolitan Area
-
Data Scientist
Kredivo Group- Jakarta Metropolitan Area
-
Senior Portfolio Analyst
Hanya untuk anggota terdaftar Jakarta Metropolitan Area
-
MIS Collection Analyst
Amartha Financial- Jakarta Metropolitan Area
-
AVP, Credit Portfolio Management
Hanya untuk anggota terdaftar Jakarta Metropolitan Area
-
Analyst / Senior Analyst, Investment (Jakarta)
Hanya untuk anggota terdaftar Jakarta Metropolitan Area