Rikky Panjaitan

Experienced in Portfolio Management, specializing in data analysis and risk assessment. Proficient in SAS or SQL programming and Excel, I leverage my expertise to derive insightful analyses that drive strategic decision-making. With a deep understanding of data trends and risk factors, I am committed to enhancing portfolio performance and ensuring robust risk management practices. Passionate about using data-driven insights to support organizational goals and contribute to the company's success.

1. PT. Bank Permata Tbk, Jakarta (Nov 2019 – Aug2025) as Portfolio Management Credit Card and Personal Loan 

• Create, maintain, and monitoring Credit Card and Personal Loan portfolio performance to define action plan for better quality portfolio.
• Propose the new criteria based on data to improve performance for Credit Card and Personal Loan.
• Work with management and subject matter to help define new reporting requirements. 
• Collaborate with other team to develop and ensure the process is correct.

2. PT. Finaccel Teknologi Indonesia, Jakarta (Jul –Nov 2019) as Collection Analyst

• Establish and maintain effective performance tracking to ensure that strategies are performing as expected and provide recommendations of changes.
• Collaborate with other team to develop and oversee process accurate.
• Work with management and subject matter to help define new reporting requirements.
• Establish and maintain dashboard which combine data from multiple data sources.

3. PT. Bank DBS Indonesia, Jakarta (Jun 2018 – Jul 2019) as Collection Planning and Strategy Associate

• Establish and maintain effective performance tracking to ensure that strategies are performing as expected and provide recommendations of changes.
• Perform Champion Challenger to drive effectiveness and efficiencies of collection strategy.
• Collaborate with other team to develop and oversee process accurate.
• Work with management and subject matter to help define new reporting requirements.

4. PT. Bank DBS Indonesia, Jakarta (Feb - Jun 2018) as MIS Collection Senior Office

• Create reports which combine data from multiple data sources.
• Design, create, implement, modify, maintain and support existing reports.
• Schedule and/or deliver reports based on the specified timeable (Daily, Weekly, Monthly) in a data warehouse environment.
• Work with management and subject matter to help define new reporting requirements.
• Work with management to clearly identify parameters and resulting data.

5. PT. Bank ANZ Indonesia, Jakarta (Dec 2015 – Feb 2018) as MIS and Reporting Office

• Create reports which combine data from multiple data sources.
• Design, create, implement, modify, maintain and support existing reports.
• Schedule and/or deliver reports based on the specified timeable (Daily, Weekly, Monthly) in a data warehouse environment.
• Work with management and subject matter to help define new reporting requirements.
• Work with internal customers to clearly identify parameters and resulting data.

6. PT. Bank ANZ Indonesia, Jakarta (Oct 2011 – Dec 2015) as Collection Planning and Strategy Analyst

• Establish and maintain effective performance tracking to ensure that strategies are performing as expected and provide recommendations of changes.
• Perform Champion Challenger to drive effectiveness and efficiencies of collection strategy.
• Deliver collection projects which aim to improve collection productivity and efficiency.
• Deliver strategic initiatives to further Improve Operational Financial KPI, include initiatives.
• Effective policy, process, and collection strategy.

UNIVERSITAS PADJADJARAN (2007-2011)

Bachelor Degree of Statistics, Faculty of Mathematics and Natural Science at Universitas Padjadjaran, Bandung

GPA: 3,06