Nicholas Eugene

Experience as a Credit Analyst with over 2 years in the financial industry

1. Credit Analyst Associate - PT Upbanx Global Indonesia (YC W22) (12/2022-Present)
   - Checking and verify completeness of the financing applications documents
   - Analyzing the legality of the submission document
   - Engage with the loan applicant
   - Review Pefindo score, credit historical, and repayment history
   - Field survey if necessary
   - Prepare credit scoring for loan applicant
   - Compile and provide recommendations on the results of financial analysis
2.  Credit Analyst - PT Surya Artha Nusantara Finance (Member of Astra) (01/2022-11/2022)
   - Provide independent recommendation through analyzing customer's data provided
   - Visit project survey for better understanding of customer's business condition
   - Confirm and verified customer data
   - Provide recommendations with mitigation in accordance with the feasibility and capabilitites of the customer
   - Analysis financial statements and bank statement customer's provided
3. Buyer Executive - PT Charoen Pokphand Indonesia (09/2021-12/2021)
   - Receive and follow up every submitted purchase requests effectively and timely
   - Develop and find new suppliers and negotiate price, terms and conditions to get the best possible price and service guarantee
   - Coordinating with other divisions/departments and suppliers to get the required items
4. Operation Analyst - Payment - PT Shopee International Indonesia (08/2020-08/2021)
   -Check & verify the manual statement from Bank and Proof Transaction in order to validate
   whether the information is already correct
   - Escalate untraced manual bank statement to be compared with order data
   - Analyze if there are suspicious transactions to be processed
5. Payment System Operation Internship - Central Bank of Indonesia (02/2019-03/2019)
   - Recap calculation list data of Giro Wajib Minimum (GWM) of all participating banks
   - Prepare presentations for monthly meetings
   - Recap real time gross settlement (RTGS) bank questionnaire data

1. Atma Jaya Catholic University (2015-2019)
   Management - Marketing 
2. SMA Kolese Gonzaga (2012-2015)